 |
THE CLAIMS FILE
The Policyholders' Track Record
The policyholder's track record (number of accidents and claims) is one of the
elements that allow insurers to assess risk and set premiums.
The Fichier central des sinistres automobiles (FCSA), a claims tracking
database, was established for this very purpose. Run by the GAA on behalf of
the Autorité des marchés financiers, this database contains information on all
automobile insurance claims made during the previous six years. Automobile
insurers use the database solely for the purpose of establishing premiums.
Insurers who consult the database through the GAA must abide by the rules
prescribed by the Act respecting Access to documents held by public bodies and
the Protection of personal information. Insurers must therefore obtain
policyholders' permission before consulting their FCSA record.
Wish to obtain a copy of your record? Think there's a mistake in your file?
Click
here.
|